In January 1894, a group of 25 men met at White’s Hall in Claremont, MN

and decided “to organize a Farmers Insurance Company”

At that time, the agricultural industry was anything but good.

Fires were constantly breaking out in wooden farm homes.

Wood or coal burning stoves provided a high risk environment for building losses.

Farmers needed insurance.

And so began Claremont Farmers Mutual Fire Insurance Company...